Gaijin Residents

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NationalHealth & medical

High-Cost Long-Term Care Service Benefit

高額介護サービス費

In short: If monthly long-term care co-pays exceed an income-based cap, the excess is refunded by long-term care insurance.Users of long-term care insurance services whose total monthly co-pays (excluding some items like equipment purchase, meals and accommodation) exceed the cap for their income tier.(Source: www.kaigokensaku.mhlw.go.jp, verified on 2026-10-15)

Validity: MHLW care information system page checked 2026-10-15. Verified on 2026-10-15. Official source: https://www.kaigokensaku.mhlw.go.jp/commentary/fee.html

Not yet confirmed — check with the office:
  • Application procedure — confirm with ward.
  • Residence-status rule — not stated on source; confirm with office.

Who qualifies

  • Users of long-term care insurance services whose total monthly co-pays (excluding some items like equipment purchase, meals and accommodation) exceed the cap for their income tier. [official source · verified on 2026-10-15]

Conditions by topic

AgeNot stated in the sources we checked — confirm with the office.
Income

Cap depends on household tax status and income. [official source · verified on 2026-10-15]

HouseholdNot stated in the sources we checked — confirm with the office.
Child ageNot stated in the sources we checked — confirm with the office.
Residence in JapanNot stated in the sources we checked — confirm with the office.
Residence in Tokyo / municipalityNot stated in the sources we checked — confirm with the office.
Work / insurance typeNot stated in the sources we checked — confirm with the office.
DisabilityNot stated in the sources we checked — confirm with the office.

Residence status

Not stated in the official sources we checked — unknown.

Where to apply

  • Paid via your municipality's long-term care insurance. [official source · verified on 2026-10-15]

Find addresses in the office finder.

Deadlines

Not yet verified from an official source.

Documents

Not yet verified from an official source.

Key details

  • Monthly household caps for taxable households: ¥44,400 (taxable income under ¥3.8M); ¥93,000 (¥3.8M–¥6.9M); ¥140,100 (¥6.9M+). Lower caps (¥24,600 / ¥15,000) apply to non-taxable households. [official source · verified on 2026-10-15]

Phone / counter phrases

すみません、高額介護サービス費について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。

Hello. I would like to ask about the high-cost long-term care benefit. Am I eligible, and what documents should I bring?

すみません、もう少しゆっくり話していただけますか。

Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.

Sorry, could you please speak a little more slowly?

Generic phrases for practical help, not official wording.