NationalEducation
JASSO Loan Scholarship (Type 1 interest-free / Type 2 with interest)
日本学生支援機構 貸与奨学金（第一種・第二種）
In short: Student loans from JASSO for university, junior college and vocational students: Type 1 is interest-free, Type 2 carries interest. Some residence statuses can apply; "Student" status cannot.Non-Japanese applicants must declare their status and period of stay and submit proof that it is an eligible status. Statuses listed as eligible: Special Permanent Resident, Permanent Resident, Spouse or Child of Permanent Resident (and others per the guide), Long-Term Resident (with conditions), Dependent (with conditions). Others, such as Student, cannot apply.(Source: www.jasso.go.jp, verified on 2026-10-15)
Validity: FY2026 in-school loan guide (March 2026). Verified on 2026-10-15. Official source: https://www.jasso.go.jp/shogakukin/moshikomi/zaigaku/tebiki/__icsFiles/afieldfile/2026/03/18/annnaitou.pdf
- Monthly amounts and income/academic criteria — not recorded.
- Exact conditions for Long-Term Resident / Dependent — see guide notes.
Who qualifies
- Non-Japanese applicants must declare their status and period of stay and submit proof that it is an eligible status. Statuses listed as eligible: Special Permanent Resident, Permanent Resident, Spouse or Child of Permanent Resident (and others per the guide), Long-Term Resident (with conditions), Dependent (with conditions). Others, such as Student, cannot apply. [official source · verified on 2026-10-15]
Conditions by topic
| Age | Not stated in the sources we checked — confirm with the office. |
|---|---|
| Income | Not stated in the sources we checked — confirm with the office. |
| Household | Enrolled student at a university, junior college or vocational school specialised course. [official source · verified on 2026-10-15] |
| Child age | Not stated in the sources we checked — confirm with the office. |
| Residence in Japan | Not stated in the sources we checked — confirm with the office. |
| Residence in Tokyo / municipality | Not stated in the sources we checked — confirm with the office. |
| Work / insurance type | Not stated in the sources we checked — confirm with the office. |
| Disability | Not stated in the sources we checked — confirm with the office. |
Residence status
Only the statuses listed below.
Eligible: Special Permanent Resident (特別永住者), Permanent Resident (永住者), Spouse or Child of Permanent Resident (永住者の配偶者等), Long-Term Resident (定住者), Dependent (家族滞在)
Excluded: Student (留学)
Long-Term Resident and Dependent only with conditions. Spouse or Child of Japanese National not confirmed in the extract we checked.
[official source · verified on 2026-10-15]
Where to apply
- Apply through your school. [official source · verified on 2026-10-15]
Find addresses in the office finder.
Deadlines
Not yet verified from an official source.
Documents
Not yet verified from an official source.
Key details
- Type 1 is interest-free; Type 2 has interest. Paid monthly, in principle once a month. [official source · verified on 2026-10-15]
Phone / counter phrases
すみません、日本学生支援機構の貸与奨学金について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。
Hello. I would like to ask about the JASSO loan scholarship. Am I eligible, and what documents should I bring?
すみません、もう少しゆっくり話していただけますか。
Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.
Sorry, could you please speak a little more slowly?
Generic phrases for practical help, not official wording.