NationalHealth insurance
Injury and Sickness Allowance (employee health insurance)
傷病手当金
In short: Employee health insurance pays about two-thirds of pay when you cannot work because of non-work illness or injury.Insured persons unable to work due to treatment for non-work-related illness or injury; paid from the day after 3 days have passed since becoming unable to work.(Source: www.mhlw.go.jp, verified on 2026-10-15)
Validity: Current as of 2026-10-15 (FY2026 / Reiwa 8); source page live on that date. Verified on 2026-10-15. Official source: https://www.mhlw.go.jp/content/12401000/000688661.pdf
- National Health Insurance generally different (not covered by this source)
- Application procedure (insurer)
Who qualifies
- Insured persons unable to work due to treatment for non-work-related illness or injury; paid from the day after 3 days have passed since becoming unable to work. [official source · verified on 2026-10-15]
Conditions by topic
| Age | Not stated in the sources we checked — confirm with the office. |
|---|---|
| Income | Not stated in the sources we checked — confirm with the office. |
| Household | Not stated in the sources we checked — confirm with the office. |
| Child age | Not stated in the sources we checked — confirm with the office. |
| Residence in Japan | Not stated in the sources we checked — confirm with the office. |
| Residence in Tokyo / municipality | Not stated in the sources we checked — confirm with the office. |
| Work / insurance type | Employee health insurance (health insurance societies, Kyokai Kenpo etc.); this MHLW document covers health insurance and mutual aid associations. [official source · verified on 2026-10-15] |
| Disability | Not stated in the sources we checked — confirm with the office. |
Residence status
Not stated in the official sources we checked — unknown.
Where to apply
Not yet verified from an official source.
Find addresses in the office finder.
Deadlines
Not yet verified from an official source.
Documents
Not yet verified from an official source.
Key details
- Daily amount: 2/3 of 1/30 of the average standard monthly remuneration over the last 12 months. Paid for up to 1 year 6 months from the start for the same illness/injury. [official source · verified on 2026-10-15]
Phone / counter phrases
すみません、傷病手当金について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。
Sumimasen, shōbyō teatekin ni tsuite ukagaitai no desu ga, taishō ni naru ka, nani o motte ikeba yoi ka oshiete itadakemasu ka.
Hello. I would like to ask about the injury and sickness allowance. Am I eligible, and what should I bring?
すみません、もう少しゆっくり話していただけますか。
Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.
Sorry, could you please speak a little more slowly?
Generic phrases for practical help, not official wording.