Gaijin Residents

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NationalChildren & family

Welfare Fund Loans for Single-Parent and Widowed Households

母子父子寡婦福祉資金貸付金

In short: Low- or zero-interest loans (business, schooling, training, housing, moving and more) for single parents raising children under 20, and widows.Lent to single women or men without a spouse who support children under 20, widows, and others.(Source: www.gender.go.jp, verified on 2026-10-15)

Validity: Gender Equality Bureau page checked 2026-10-15. Verified on 2026-10-15. Official source: https://www.gender.go.jp/policy/no_violence/e-vaw/law/23.html

Not yet confirmed — check with the office:
  • Full list of loan types and limits — confirm with ward.
  • Residence-status rule — not stated on source; confirm with office.

Who qualifies

  • Lent to single women or men without a spouse who support children under 20, widows, and others. [official source · verified on 2026-10-15]

Conditions by topic

AgeNot stated in the sources we checked — confirm with the office.
IncomeNot stated in the sources we checked — confirm with the office.
Household

Single parent raising a child under 20, or widow. [official source · verified on 2026-10-15]

Child ageNot stated in the sources we checked — confirm with the office.
Residence in JapanNot stated in the sources we checked — confirm with the office.
Residence in Tokyo / municipalityNot stated in the sources we checked — confirm with the office.
Work / insurance typeNot stated in the sources we checked — confirm with the office.
DisabilityNot stated in the sources we checked — confirm with the office.

Residence status

Not stated in the official sources we checked — unknown.

Where to apply

  • Ask the welfare section of your local government. [official source · verified on 2026-10-15]

Find addresses in the office finder.

Deadlines

Not yet verified from an official source.

Documents

Not yet verified from an official source.

Key details

  • Example: business start-up fund — interest-free with a guarantor, 1.0% a year without one. [official source · verified on 2026-10-15]

Phone / counter phrases

すみません、母子父子寡婦福祉資金について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。

Hello. I would like to ask about the single-parent welfare fund loans. Am I eligible, and what documents should I bring?

すみません、もう少しゆっくり話していただけますか。

Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.

Sorry, could you please speak a little more slowly?

Generic phrases for practical help, not official wording.