Gaijin Residents

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NationalHousing & living

Livelihood Welfare Fund Loan (General Support Fund)

生活福祉資金貸付制度(総合支援資金)

In short: Loans plus ongoing support from the Social Welfare Council for households struggling after job loss, to help them get back on their feet. It is a loan, so it must be repaid.Households (not individuals) facing difficulty after job loss or reduced income, expected to become self-supporting, where a loan is judged appropriate. Not available if other household members' income can support the household.(Source: www.fukushi.metro.tokyo.lg.jp, verified on 2026-10-15)

Validity: Tokyo leaflet (council list as of April 2026). Verified on 2026-10-15. Official source: https://www.fukushi.metro.tokyo.lg.jp/documents/d/fukushi/2026-07-31-154512-960

Not yet confirmed — check with the office:
  • Loan amounts, interest and guarantor rules — not recorded.
  • Residence-status rule — not stated on source; confirm with office.

Who qualifies

  • Households (not individuals) facing difficulty after job loss or reduced income, expected to become self-supporting, where a loan is judged appropriate. Not available if other household members' income can support the household. [official source · verified on 2026-10-15]
  • You must currently be able to take regular employment and be job-hunting for it, and agree to ongoing support under the needy-support system. [official source · verified on 2026-10-15]

Conditions by topic

AgeNot stated in the sources we checked — confirm with the office.
Income

Household income insufficient; other members' income cannot cover living costs. [official source · verified on 2026-10-15]

HouseholdNot stated in the sources we checked — confirm with the office.
Child ageNot stated in the sources we checked — confirm with the office.
Residence in JapanNot stated in the sources we checked — confirm with the office.
Residence in Tokyo / municipality

Consult your local Social Welfare Council. [official source · verified on 2026-10-15]

Work / insurance typeNot stated in the sources we checked — confirm with the office.
DisabilityNot stated in the sources we checked — confirm with the office.

Residence status

Not stated in the official sources we checked — unknown.

Where to apply

  • First phone your local municipal Social Welfare Council (the Tokyo leaflet lists every council's number). [official source · verified on 2026-10-15]

Find addresses in the office finder.

Deadlines

Not yet verified from an official source.

Documents

Not yet verified from an official source.

Key details

  • Screening is required; it takes about one month from application to payment. [official source · verified on 2026-10-15]

Phone / counter phrases

すみません、総合支援資金の貸付について伺いたいのですが、対象になるか、何を持っていけばよいか教えていただけますか。

Hello. I would like to ask about the General Support Fund loan. Am I eligible, and what documents should I bring?

すみません、もう少しゆっくり話していただけますか。

Sumimasen, mō sukoshi yukkuri hanashite itadakemasu ka.

Sorry, could you please speak a little more slowly?

Generic phrases for practical help, not official wording.